You know that line from “As Good As It Gets” where Helen Hunt’s character curses the HMO? Yeah, normally, I’m right there with her. Everyone knows that insurance companies will do whatever they have to do to make money.
Well, I have to say, in this case, our HMO came through for us in a big way. I think we’ve now gotten most of the doctors’ charges pertaining to Levi’s delivery. We had 11 days in the NICU including an MRI and EEG, 3 neonatologists, 3 obstetricians, 1 pediatric neurologist, 1 anaesthesiologist, 1 pediatrician, and countless nurses and other staff. Go ahead… take a gander on the total so far. (Jeopardy Music Plays) Give up? Okay, I’ll tell you.
$58,891. Can you imagine? You could buy a brand new Lexus SC for that much dough! That’s what we would’ve had to pay. Our insurance company negotiated the total down to $34,994. And our part of the bill? A mere $250 co-pay. Wow. Of course Levi is priceless, but I’m so glad we don’t have to prove it.
